With Yelo card, depending on the partner, you can get up to 30% of the cashback from payments made in our partners' network.

Forgot your card PIN? Use the PIN Reset service and get a new code. To do this, you just need:

• Go to any Yelo Bank branch
• Fill in the special form for code recovery provided at the branch
• Based on the request, the old code is deleted
• New PIN code is created through the POS terminal

The cost of the service is 3 AZN and is charged from the card.

To change the PIN code at any time, you can use any of Yelo Bank ATMs. The new code should consist of 4 digits, which you can change as many times as you want. Changing it is very easy:

• Insert the card into the ATM and dial the old code
• Select “Services” from the menu
• Select “PIN Change” from the menu that appears
• Enter your new code in a new window
• Confirm your new code in the next window
• If you suddenly confirm the wrong code, the message “Sorry, you made a mistake when entering the PIN” will appear on the screen
• In this case, click on "Re-enter" and enter the new PIN twice
• Congratulations, you have changed your PIN code. Try not to forget.

The cost of the service is 2 AZN.

Note: It is not recommended to set repeated (5555) or consecutive (1234) numbers for PIN, as well as to protect several bank cards with the same PIN code

This service allows you to receive round-the-clock information about all transactions performed on your card, namely, notifications about payments, about an attempt to carry out an operation if there is a lack of funds, the expiration of the card, and other similar cases. Connecting to the service is very easy:

• Enter the card into Yelo Bank ATM and first click on “Services”, then on “SMS NOTIFICATIONS”
• Next, enter your mobile phone number twice
• After confirmation, you üill get an SMS about connecting to the service on your mobile phone

The cost of a monthly use of the service is 1.20 AZN. 

Online payments have become an integral part of many people's daily lives. Yelo Bank always cares about its customers and offers a 3D Secure service to ensure the safety of these online payments. This service increases the security of online payments and makes the shopping process more enjoyable and convenient, protecting your money from online scammers. The service works very simply. The one-time password required to connect to the service can be obtained in two ways:

• From the list of one-time passwords marked on the ATM check
• By sending a password to a mobile phone number (the card must be connected to the SMS-notification service).

Using the password, you need to register on the AzeriCard website by selecting the "SECURITY CARD WITH 3D Secure" section. Upon registration, the cardholder generates a password. After entering all the necessary card data for online payment, if the site supports 3D Secure, you will be redirected to a special page for entering a password. If a permanent password is not selected during registration, a one-time password is sent to the mobile phone number in the form of SMS. You need to confirm the payment by entering this password in a special field on the page. The password is sent directly at the time of payment and can only be used once for confirmation. Thus, it is impossible to make any payment over the Internet without the knowledge of the cardholder.

The service is free of charge.
 

This service allows holders of Yelo Bank payment cards to send money at any time to persons who do not own bank cards. The service can be used through the network of Yelo Bank ATMs and AzeriCard ATMs. Using the service is very convenient:

• Insert your bank card into an ATM, select the option "CashByCode" in the main menu
• Then select the currency, enter the amount and mobile phone number of the recipient of funds
• The system generates a code consisting of two parts, one part the system sends as an SMS to the recipient of funds, the second part is printed as a check and remains with the sender
• The sender transfers his part of the code to the recipient in any convenient and safe way
• The recipient dials both parts of the code at an ATM and receives money without using a payment card/

In case of receiving funds using Yelo Bank ATMs a fee is charged from the sender - 1.5% (2.50 AZN / 3.50 USD / 3.50 EUR), if funds are received using ATMs of other banks - 2.0% (2.50 AZN / 3.50 USD / 3.50 EUR). 

This service provides an opportunity for cardholders to make instant money transfers between two cards through the ATM network of Yelo Bank and AzeriCard. Using the service is very easy:

• Insert a bank card into an ATM, select the option "Card-to-Card" in the main menu
• Then select the transfer currency, dial the 16-digit card number of the transfer recipient twice and enter the transfer amount

The transfer fee depends on whether the cards are serviced inside or outside the AzeriCard network:

• Within the network - 0.5% (min. 0.50 AZN)
• Out of the network - 1% (min. 2 AZN / USD / EUR)

Commission for accepting funds to the card:

• For salary and cards with Grace period - 1.5% (min 2 AZN / USD / EUR)
• For all other cards - 0%

Transfers are possible only within the country.